SOLUTION

[ FUNCTIONALITY ]

SOLUTION

[ PROCESS ]

Security

Deposits

Crypto Bank is a custodial storage, where, in addition to the mandatory KYC and AML procedures, the following are present:

• multi-signature features;
• API for auditing and integration with third-party systems;
• anchoring transactions in the public blockchain;
• full customization embedded in the architecture of the platform.

In addition to classic deposits, CryptoBank offers staking escrow for Proof of stake assets. Your capital becomes part of the PoS collateral for which, depending on the project or protocol, you will be compensated in the form of a percentage with the possibility of withdrawing or keeping the accumulated interest.
Another tool is replenishment of the liquidity pool in DeFi projects - your capital is used to ensure the liquidity of the project, and the project compensates you for the use of funds for the period of placement.

The control of transactions is based on multi-signature technology, which requires approval of the transaction by several parties (user, bank, third-party arbitrators);

API to ensure auditing and integration with third-party systems;

Binding (anchoring) of transactions in a public blockchain (the hash of the transaction is transferred to a public blockchain network, which allows the event to be irreversibly fixed without disclosure of data)

to DeFi protocols with ability to return dividends to consumers

INSURANCE

CryptoBank provides voluntary deposit insurance. Insurance conditions depend on the conditions of use of a particular product. In addition, CryptoBank organizes a compensation fund in case of loss of user funds due to the fault of the bank.

Аdoption

Compliance with regulatory policies

MULTI-SIGNATURE

API

CUSTODIAL STORAGE

Investment banks, funds, international corporations are seriously considering blockchain-based projects in their portfolio due to the increasing acceptance of the technology by institutional market participants.

At CryptoBank, the receipt of assets undergoes
a preliminary AML check in cooperation with specialized providers (Chainanalysis, Elliptic, CipherTrace, Crystal Blockchain and etc.), which qualitatively reduces the likelihood of receiving a “dirty” asset. It is equally important to take into account the trustworthiness of the recipient when withdrawing assets.

WHO ARE OUR FRIENDS?

[ USERS ]

It is obvious that almost every person or company uses banking services. Banks as a financial structure are reliable and credible for the users.
At the same time, not all people have the appropriate knowledge, and often financial literacy, to successfully interact with professional participants of the financial market.
Therefore, there is an opinion that people who do not understand crypto assets but want to buy them, first of all, go to banks.
Trust gives an advantage. A bank with crypto-currency and traditional services has all the prerequisites for increased demand compared to other institutions of this market.

GAMBLING AND ARBITRAGE

to gain access to the custodial storage of a part of assets in order to diversify risks;

BANKS

for the possibility of expanding their own functionality towards working with crypto assets and using the functionality of a crypto bank for their clients

to store liquidity and attract users to the product;

EXCHANGES

to gain access to the custodial storage of a part of assets in order to diversify risks;

By setting up his account, the user distributes the conditions for storing assets based on their needs. to access the hot zone, a request from the user account is enough;
access to the warm zone will require a user request and additional confirmation with a key from the customer service department;
to access cold storage, you need a customer request, a customer service key, and a manager key. Also, any user can assign additional security steps (for example, when placing especially large assets) - personal presence, additional signatures from trusted persons or organizations, etc.
All this in addition to standard KYC, 3D secure, withdrawal whitelists and other asset protection methods.

In the architecture of tiered storage, this risk is eliminated. The CryptoBank system is divided into "hot", "warm" and "cold" zones.

CRYPTO BANK

3.Exchange Service

1. Profitable deposit

2.Corporate payment service

4.Issuance of Payment Card, VIrtual and Plastic:

Crypto to crypto; crypto to fiat; fiat to crypto;

From classical bank deposits and loans to Staking and Liquidity supply.

It helps organizations to carry out settlements in cryptocurrencies, filtering dirty assets (in integration with an AML provider), and clearing. Sallery and corporate finance solutions

Automated crypto/fiat payments with standard spending limits.

[SECURITY ]

06

04

Different back-up options

Managing any types of wallets (hybrid approach)

05

Funds losing risk diversification

03

01

High level protection of users and funds administration

Providing cold depositing function;

02

Insurance

07

Multisignature and shared secret schemes

08

Anchoring to public blockchain for irreversibility achieving